Terms

Acceptance of Terms

These Terms of Service govern your access to and use of the websites, content, products, and services provided by OffTheHype, available at othtnr.com and related pages and subdomains (collectively, the Services). OffTheHype is owned and operated by Lori Henry, 601 SW 41st St, Renton, WA 98057, United States. By accessing or using the Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service and any policies or guidelines incorporated by reference, including our Privacy Policy. If you do not agree to these Terms, do not use the Services.

References to OffTheHype, we, us, or our mean the operator identified above. You may contact us at [email protected] for any questions regarding these Terms.

Eligibility

You must be at least 18 years of age, or the age of majority in your jurisdiction, whichever is higher, to create an account or use any interactive components of the Services. Individuals at least 13 years of age may access publicly available informational content only with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms on their behalf. The Services are not intended for children under 13, and we do not knowingly collect personal information from individuals under 13.

You represent and warrant that you are not located in, under the control of, or a national or resident of any country or region subject to comprehensive U.S. embargo or sanctions and that you are not listed on any U.S. government list of prohibited or restricted parties.

Changes to Terms and Services

We may update these Terms at any time in our discretion. Material changes will be indicated by updating the Effective Date at the end of these Terms or by other reasonable notice. Your continued use of the Services after changes become effective constitutes acceptance of the revised Terms. We may modify, suspend, or discontinue any part of the Services, in whole or in part, at any time without liability.

Description of Services

OffTheHype is a blockchain and cryptocurrency information hub offering token news and research, exchange and wallet reviews, airdrop calendars, tutorials, market trend insights, DeFi and on-chain data commentary, and related educational content. The Services are provided solely for general informational and educational purposes. We do not offer brokerage, exchange, custody, payment processing, investment advisory, legal, tax, accounting, or fiduciary services.

Any data, charts, research notes, ratings, reviews, or opinions made available through the Services are provided on an as-is, as-available basis and may rely on third-party sources. Data may be delayed, incomplete, inaccurate, or contain errors.

Account Registration and Security

To access certain features, you may be required to create an account and provide accurate, current, and complete information. You agree to keep your information updated and to maintain the confidentiality of your login credentials. You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized use or security breach. We reserve the right to reclaim usernames and to suspend or terminate accounts at our discretion.

User Conduct and Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. Without limiting the foregoing, you shall not:

• Violate any applicable law, regulation, or third-party right, including intellectual property, privacy, publicity, and export control laws.
• Scrape, harvest, crawl, or use automated means (including bots or scrapers) to access, query, or copy the Services or content, except as permitted by a public robots.txt or with our prior written consent.
• Decompile, reverse engineer, or otherwise attempt to derive source code or underlying ideas from the Services.
• Introduce malware, ransomware, viruses, worms, or other harmful code, or interfere with the integrity or performance of the Services.
• Engage in fraudulent, misleading, manipulative, or deceptive practices, including market manipulation or misrepresentation of affiliation with OffTheHype.
• Use the Services to promote or facilitate illegal activities, including but not limited to money laundering, terrorist financing, or sanctions evasion.
• Bypass, interfere with, or disable any security or access control features of the Services.
• Reproduce, distribute, modify, publicly display, or create derivative works from the Services or content except as expressly permitted by these Terms.

Intellectual Property Rights

The Services, including all content, text, graphics, logos, icons, images, audio clips, video, data compilations, software, and the compilation thereof, are owned or licensed by OffTheHype and are protected by U.S. and international intellectual property laws.

Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for personal, non-commercial purposes. Any commercial use requires our prior written consent.

Restrictions

Except as expressly permitted, you may not copy, reproduce, republish, upload, post, transmit, distribute, or modify any part of the Services. All rights not expressly granted are reserved by OffTheHype and its licensors.

User Content

The Services may allow you to submit comments, feedback, or other content (User Content). You retain ownership of your User Content.

License Grant

By submitting User Content, you grant OffTheHype a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, display, and perform such User Content in connection with operating, improving, marketing, and providing the Services.

Representations and Warranties

You represent and warrant that you own or have the necessary rights to submit your User Content and that your User Content does not infringe, misappropriate, or violate any third-party rights or applicable laws.

Moderation

We may, but are not obligated to, monitor, screen, edit, or remove User Content in our sole discretion for any reason or no reason, including for alleged violations of these Terms.

Copyright Infringement; DMCA Policy

We respect intellectual property rights and will respond to notices of alleged copyright infringement pursuant to the Digital Millennium Copyright Act (DMCA).

To submit a DMCA notice, please send a written notice to the designated agent below that includes: (1) identification of the copyrighted work claimed to be infringed; (2) identification of the allegedly infringing material and information reasonably sufficient to permit us to locate it; (3) contact information of the complaining party; (4) a statement that the complaining party has a good faith belief that use of the material is not authorized; (5) a statement, under penalty of perjury, that the information in the notice is accurate and that the complaining party is authorized to act on behalf of the copyright owner; and (6) a physical or electronic signature of the owner or authorized agent.

Designated Agent: Lori Henry, 601 SW 41st St, Renton, WA 98057, United States; Email: [email protected].

Counter-Notification

If you believe that your content was removed or disabled as a result of mistake or misidentification, you may submit a counter-notification including: (1) your physical or electronic signature; (2) identification of the material removed and its prior location; (3) a statement under penalty of perjury that you have a good faith belief the material was removed or disabled due to mistake or misidentification; (4) your name, address, telephone number, and a statement that you consent to jurisdiction in the federal district court for your address, or if outside the United States, in the Western District of Washington, and that you will accept service of process from the person who provided the original notice.

Market Data, Research, and Airdrops

• All market data, analytics, research notes, ratings, and educational materials are for informational purposes only and are not tailored to your circumstances. They may be incomplete, inaccurate, delayed, or rely on third-party information.
• Airdrop calendars, eligibility criteria, and promotional opportunities are not endorsements or guarantees of receipt, value, or availability. Participation may involve third-party terms, security risks, and legal or tax obligations. You are solely responsible for evaluating and participating at your own risk.
• You are solely responsible for complying with applicable laws, including securities, commodities, tax, and sanctions laws, and for paying any taxes that may arise from your activities.

No Investment, Financial, or Legal Advice

Nothing in the Services constitutes investment, financial, legal, accounting, or tax advice, or a solicitation, recommendation, or offer to buy or sell any securities, commodities, digital assets, or financial instruments. You are solely responsible for your decisions, and you should consult your own qualified professional advisers.

No Brokerage, Custody, or Fiduciary Relationship

OffTheHype is not a broker-dealer, investment adviser, commodity trading adviser, money transmitter, or custodian, and does not execute trades, hold customer funds, or provide fiduciary services. No fiduciary duty is created by your use of the Services.

Third-Party Services, Links, and Affiliates

The Services may reference or link to third-party websites, exchanges, wallets, protocols, applications, or services. We do not control, endorse, or assume responsibility for third-party content, products, or services. Your dealings with third parties are solely between you and the third party and may be subject to separate terms and privacy policies.

From time to time, the Services may include referral or affiliate links and may receive compensation for qualifying purchases or actions. We strive to maintain editorial independence and will make commercially reasonable disclosures where required by law.

Fees and Payment

We may offer premium content, subscriptions, or other paid features. Prices, features, and billing terms will be disclosed at the point of purchase and are subject to change. Unless otherwise stated or required by law, all fees are non-refundable. You authorize us (or our payment processors) to charge your selected payment method for applicable fees and taxes. You are responsible for any bank, currency conversion, or blockchain network fees imposed by third parties.

Privacy

Your use of the Services is subject to our Privacy Policy, which explains how we collect, use, disclose, and safeguard personal information. By using the Services, you consent to receiving service-related communications. You may opt out of non-essential marketing communications as described in our Privacy Policy or by contacting us at [email protected].

Compliance with Laws; Sanctions and Export Controls

You agree to comply with all applicable laws and regulations, including U.S. sanctions administered by OFAC, export control laws, anti-money laundering (AML) and counter-terrorist financing (CTF) laws. You may not use the Services if you are located in, ordinarily resident in, or organized under the laws of a jurisdiction subject to comprehensive U.S. sanctions, or if you are a person or entity on a restricted or denied party list.

Assumption of Risk

Digital assets and blockchain technologies involve significant risks, including extreme volatility, liquidity risk, technological failures, cyberattacks, protocol changes, regulatory changes, market manipulation, loss of private keys, and total loss of value. You acknowledge and accept all risks associated with your use of the Services and any interactions with third-party platforms or protocols.

Disclaimer of Warranties

The Services are provided on an as-is and as-available basis without warranties of any kind, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and quiet enjoyment. We do not warrant that the Services will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Services are free of viruses or other harmful components. Your use of the Services is at your sole risk.

Limitation of Liability

To the maximum extent permitted by law, in no event shall OffTheHype, its owner, affiliates, licensors, or service providers be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenues, goodwill, data, or other intangible losses, arising out of or related to your use of or inability to use the Services, whether based in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages.

To the maximum extent permitted by law, our aggregate liability for all claims arising out of or related to the Services shall not exceed the greater of one hundred U.S. dollars (USD $100) or the amount you paid to us, if any, for the Services giving rise to the claim during the twelve months preceding the event giving rise to liability. Some jurisdictions do not allow certain limitations, so the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless OffTheHype, its owner, affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys fees) arising out of or relating to your use of the Services, your User Content, or your violation of these Terms or applicable law.

Dispute Resolution; Arbitration and Class Action Waiver

Please read this section carefully. It affects your rights.

• Binding Arbitration: Any dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, except as otherwise provided herein. The Federal Arbitration Act governs the interpretation and enforcement of this agreement to arbitrate.
• Venue and Procedure: The seat of arbitration shall be King County, Washington, United States. The arbitration may be conducted by telephone, video conference, or based on written submissions, as appropriate. The arbitrator has the authority to award relief only to the extent necessary to remedy your individual claim.
• Class Action Waiver: You and OffTheHype agree that any proceedings will be conducted only on an individual basis and not in a class, consolidated, representative, or private attorney general action. You waive any right to participate as a class representative or class member.
• Small Claims and Injunctive Relief: Either party may bring an individual action in small claims court with jurisdiction or seek temporary injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property or prevent unauthorized access or use of the Services.
• Opt-Out: You may opt out of arbitration by sending written notice to [email protected] within 30 days after you first accept these Terms, including your name, mailing address, the email address associated with your account (if any), and a clear statement that you wish to opt out of arbitration.

Termination

We may suspend or terminate your access to the Services, or remove any content, at any time and for any reason, including if we believe you have violated these Terms or applicable law. Upon termination, your right to use the Services will cease immediately, but the following provisions will survive: Intellectual Property Rights, User Content (to the extent of the license granted), Disclaimers, Limitation of Liability, Indemnification, Dispute Resolution, and any other provisions that by their nature should survive.

Electronic Communications and Notices

By using the Services, you consent to receive communications from us electronically, including emails and notices posted within the Services. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Notices to OffTheHype may be sent to [email protected].

Force Majeure

We shall not be liable for any delay or failure in performance resulting from events beyond our reasonable control, including acts of God, natural disasters, epidemics, war, terrorism, labor disputes, governmental actions, utility failures, internet disruptions, or third-party service outages.

Governing Law

These Terms and any dispute arising out of or relating to them or the Services are governed by the laws of the State of Washington and the United States, without regard to conflict-of-laws principles, except that the Federal Arbitration Act governs the arbitration provision.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these Terms without restriction, including in connection with a merger, acquisition, corporate reorganization, or sale of assets.

Entire Agreement

These Terms, together with any policies or guidelines referenced herein, constitute the entire agreement between you and OffTheHype regarding the Services and supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and OffTheHype regarding the Services.

Beta Features and Feedback

We may offer features identified as beta, preview, or experimental. Such features are provided as-is and may be modified or discontinued at any time. If you provide feedback, ideas, or suggestions, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use and exploit such feedback without restriction or compensation to you.

Contact Information

Owner and Operator: Lori Henry

Address: 601 SW 41st St, Renton, WA 98057, United States

Email: [email protected]

Effective Date

These Terms are effective as of October 7, 2025.