Tag: SEC vs CFTC

Are Cryptocurrencies Securities? The Howey Test, SEC Rules, and What It Means for You in 2026

23 Jul

by Lori Henry 13

Are Cryptocurrencies Securities? The Howey Test, SEC Rules, and What It Means for You in 2026

Are cryptocurrencies securities? We break down the Howey Test, SEC vs CFTC roles, and the Ripple case to explain how tokens are classified in 2026.